While we still refuse to completely stop carrying cash, it’s more for emergencies because almost all of our purchases happen with plastic. If this cash back credit card isn’t the one you’re pulling out for all your everyday purchases, you’re missing some significant benefits. For starters, this card offers a 0% interest rate on purchases and balance transfers for 14 months (June 2020). You’ll also get 5% cash back in rotating categories, and they’ll double your cash back on your first year of purchases. Stop losing your cash back bonuses and apply today!