Instead of asking you what’s in your wallet (spoiler: nothing), Capital One should be focusing on the wallet itself. If they had put some Maxx & Unicorn Co. No.43 Wallets in their commercials so many people would be signing up for the card they would have to raise their interest rates. Their loss is your gain because now you can pick up a handmade bi-fold (complete with dueling pistols) without worrying about the guy next to you having one.
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