If you spent the past years like us, you used your gym money to upgrade your home workout setup. The one thing we didn't add until recently was a dedicated cardio machine like this Horizon Studio Treadmill. This powerful, durable and innovative piece of equipment is built with all the latest and greatest in performance coaching, app-integration and HIIT training options, so you only have to focus on your workout. With special 0% financing options for qualified customers, there's never been a better time to put a Horizon Studio Treadmill in your home.

While there’s certainly a time, place an intended recipient for the “Holly Jolly,” “Merry Christmas,” “Season’s Tidings” and other Christmas-themed cards you’d easily find at your local big box shop or drugstore, there are just…