In addition to being part of the public lexicon, an Apple trademark and part of official jurisprudence from the Supreme Court, “There’s an app for that” is also a relatively true statement. From business cards and receipts, to medical and auto insurance, there is an app for just about everything. In light of that, it’s easier than ever before to slim down the amount of things you carry in your wallet by substituting apps for your most commonly carried items. Here are some of our favorites:

Store Cards: Key Ring Reward Cards App

The fastest way to expand your wallet to unmanageable proportions is to carry every rewards card you have with you at all times. Yes, most of the stores can look up your frequent shopper information with a phone number, but then you’re giving out your phone number to complete strangers multiple times a week. With the Key Ring Rewards Card App you can add grocery store cards, gym cards, library cards and even gift cards to the app so you have access at all times–without carrying anything extra in your wallet.
iTunes / Play Store

Receipts: Expensify

Carrying receipts in your wallet is messy, annoying and most importantly, inconvenient. If you don’t file that stupid white piece of paper immediately you’re going to forget who was with you, why you can write it off as a business expense and/or why you kept the damn thing in the first place. With Expensify, you can snap pictures of your receipts, throw them out and then add them to expense reports, forward them to contacts and even integrate with Dropbox or Evernote.
iTunes / Play Store

Password Paper: LastPass Password Storage Vault

Storing your passwords on a piece of paper in your wallet isn’t a good idea for all the reasons you think it’s not a good idea. Not only will Last Pass prevent your passwords from ending up in the open if you lose your wallet, it reduces the amount of paper in your wallet and the amount of passwords you have to remember. It also gives you the ability to add multifactor authentication and syncs your data across multiple devices–without compromising security.
iTunes / Play Store

Credit Cards: Apple Pay / Google Wallet

Apple and Google both have options for NFC payments thanks to Apple Pay (coming in October 2014) and Google Wallet. What’s that mean to you? Add your supported credit card to your phone and you can use it at select retailers by doing nothing more than tapping your phone on the NFC reader at the check out. We wouldn’t recommend leaving all of your cards at home, but if you’re out for gas, groceries or gadgets you’ll probably be fine with a digital card instead of a physical one.
iTunes / Play Store

Splitting the Check: PayPal

Like it or not, there will always be cool pieces that won’t accept anything but paper money. If you don’t want to eat a bunch of ATM fees, or owe your friends money for more than an hour, there are plenty of apps out there that will allow you repay your friends instantly. You can QuickPay with most of the bank apps on the market, but for our money, we still like PayPal. Everyone has an account. You can setup backup bank accounts. You can use it in stores. Most importantly, it’s incredibly easy, and free, to send money to people.
iTunes / Play Store

Business Cards: Evernote

There’s something to be said for the tactile response you get from the exchange of business cards, but manually entering all that information into your contacts when you get home can be a huge pain. Evernote’s apps now have a business card scanner that uses optical character recognition (OCR) to convert that information to the standard Name, Email, Phone, Company and Address information that your phones, tablets and computers can actually interpret. If you connect LinkedIn, you can also get more advanced information from their profile automatically.
iTunes / Play Store

Auto Insurance Cards: State Farm

Your car insurance card might only be in your wallet on an infrequent basis, but with the functionality offered by companies like State Farm you should still get this app for backup and easy access purposes. Not only can you pull up your insurance card digitally, you can e-mail it and get it in pdf. You can also pay your bills, submit and manage claims and contact your agent. If you don’t have State Farm, check out your provider’s homepage, or Google, because most of the big brands have apps.
iTunes / Play Store

Medical Insurance Cards: Blue Cross

You’ll never worry about carrying around a medical insurance card at all times until you’ve needed it and not had it. With BlueCross BlueShield’s (Check with your coverage provider if you don’t have BCBS) Anthem App you can: find doctor and urgent care locations, view your ID cards and prescription benefits and even estimate your costs. Because everything is integrated with all those fancy parts of your phone you can even get GPS directions, call the doctor and email or eFax copies of your cards.
iTunes / Play Store


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