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Plastic isn’t luxury; black carbon graphite is luxury. Visa gets it with the new Visa Black card which offers a select few the heights of personal service and rewards. Exclusive members will enjoy 24 hour world class Concierge service, luxury gifts and the kind of prestige that only money can buy.

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Unzip your coat and have some mulled wine on the house—you’ve arrived at your final gifting destination: The Holiday Gift Guide. It’s like your friendly neighborhood one-stop holiday shop, except instead of balsa wood ornaments, ours is packed with thoughtful gifts for everyone on your list. Future heirlooms, small-but-significant stocking stuffers, and gear for getting out there (or staying in)—are all right here. There’s no music playing in the background though, so you’ll just have to hum Bing Crosby while you click around instead.

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